Just 4 Designers

I have seen websites where you can download free brushes and fonts to use on photoshop, but I do not know how to use them once I have downloaded them? Any help?

I’m searching for new fonts from time to time and when I wanted this particular font. A free no-pay download version of Bembo practically doesn’t exist… Why? Is it because of commercialization and they make too much money off of it or is it because it is also the common font for the popular MMO WoW?

I’ve already been to DaFont.com, 1001FreeFonts.com, BlamBot.com (not a very good place to go…), and fonts.com
anywhere else you guys know of?